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Resources and Articles

Practical Guides for
Small Business Owners

Plain-language articles on bookkeeping, church accounting, payroll, and small business finances. Written by the team at Iron Sharp Solutions in Kannapolis, NC.

Topics All Church Bookkeeping Nonprofit Accounting QuickBooks Tips Small Business Finances Payroll
Featured Article Church Bookkeeping

Pastoral Housing Allowance:
What Every Church Needs to Know

The pastoral housing allowance is one of the most valuable tax benefits available to ministers in the United States. It is also one of the most commonly mishandled items in church bookkeeping. This guide explains it plainly so your church can handle it correctly.

Tim Nixon Church Bookkeeping Kannapolis, NC
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Small Business Finances

Bookkeeper vs CPA:
Who Does What and Why You Need Both

Most small business owners use the terms interchangeably. They are not the same thing, and confusing the two costs you money every year. This guide explains the difference in plain language and tells you exactly why most businesses need both.

Tim Nixon Small Business Finances Kannapolis, NC
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Small Business Finances

Can AI Do My Bookkeeping?
An Honest Answer From a Bookkeeper Who Uses It

Every few months a new tool promises to eliminate the need for a bookkeeper. AI is the latest. Here is an honest assessment of what AI tools actually do well, where they fall short, and why a good bookkeeper is still irreplaceable for most businesses.

Tim Nixon Small Business Finances Kannapolis, NC
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Small Business Finances

How to Know If Your Books Are a Mess
(And What to Do About It)

Most small business owners with messy books do not know it. The signs build quietly. This article walks through seven specific warning signs your bookkeeping needs attention and what to do when you find them.

Tim Nixon Small Business Finances Kannapolis, NC
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Church Bookkeeping

Church Financial Statements:
What Your Board Should Actually Be Reading

Most church boards receive financial reports every month. Most board members do not fully understand what they are looking at. This guide explains what reports matter, what to look for in each one, and which questions every board member should feel comfortable asking.

Tim Nixon Church Bookkeeping Kannapolis, NC
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Nonprofit Accounting

QuickBooks Setup for Nonprofits:
What to Get Right From Day One

Most nonprofits set up QuickBooks the same way a small business would. That is the first mistake. This guide covers fund accounting, class tracking, donor records, restricted funds, and Form 990 prep so your books are built correctly from the start.

Tim Nixon Nonprofit Accounting Kannapolis, NC
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Coming Soon

QuickBooks Setup for Nonprofits: What to Get Right From Day One

A step-by-step guide to setting up QuickBooks Online for a 501(c)(3) organization.

Coming Soon

Church Financial Statements: What Your Board Should Actually Be Reading

Most church boards receive financial reports they do not fully understand. Here is what to look for and what questions to ask.